Accept Payments Instantly in Kenya

M-Pesa STK Push • Paybill • Airtel Money • International Cards

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M-Pesa Integration

Simple, Local, Reliable — Let customers pay you instantly from their phones. We connect your website or app to Safaricom's Daraja API, Paybill/Till, or ready-made plugins.

Why M-Pesa?

  • 95% of Kenyans use M-Pesa
  • Instant payments — No waiting
  • No card required — Just a phone
  • Automatic confirmation — Updates your system instantly
M-Pesa Logo

Accept Payments Anywhere

Your customers have M-Pesa.
They pay with one tap.

STK Push Technology

Prompt delivered automatically to customer's phone

Use Cases

Online Shop

"Pay via M-Pesa" button at checkout with automatic order confirmation. Customers complete payment in seconds.

Service Booking

Clients pay a deposit before confirming an appointment. Secure your bookings and reduce no-shows.

Donations / Fundraisers

Accept contributions via Paybill or Till. Perfect for NGOs, churches, and community fundraising.

In-App Payments

Launch STK Push directly from your mobile or web app. Keep customers inside your app experience.

Physical Store

QR codes or Till numbers on displays. Customers scan and pay instantly without POS terminals.

Subscription Payments

Recurring payments for subscriptions, memberships, and monthly services with automatic collection.

How STK Push Works

Customer enters phone → receives M-Pesa prompt → confirms → your site updates instantly.

1

Customer Clicks Pay

Customer taps "Pay via M-Pesa" on your checkout.

2

STK Push Sent

We send an M-Pesa prompt to their phone instantly.

3

Confirm with PIN

They confirm with their M-Pesa PIN. Payment is recorded.

4

Order Confirmed

Your dashboard shows "Paid". Process the order immediately.

Integration Packages

Basic Setup

KES 15,000

One-time setup fee

  • Daraja API Integration
  • STK Push Implementation
  • Sandbox & Production Testing
  • Custom Dashboard
Learn More
MOST POPULAR

Standard

KES 25,000

One-time setup fee

  • Everything in Basic, plus:
  • Payment Dashboard
  • Transaction History & Reports
  • Multiple Methods (STK, Paybill, Till)
  • 30 Days Free Support
Get Quote on WhatsApp

Enterprise

Custom

Contact for pricing

  • Everything in Standard, plus:
  • Advanced Analytics & Insights
  • Multi-Location Support
  • Dedicated Account Manager
  • 24/7 Priority Support
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Note: Safaricom charges transaction fees (typically 1–2% depending on volume), separate from our integration fees.

Live Demo

Try STK Push Now

Enter your Safaricom number and tap the button — a real M-Pesa prompt will appear on your phone.
KES 1 only. Powered by Safaricom Daraja API.

+254

07xx or 01xx number — no country code needed

Demo Amount KES 1

Your phone number is used only to send the payment prompt. No data is stored.

Accept International Payments

Integrate with international payment gateways to accept payments from customers abroad.

Stripe

Credit & Debit Cards (Visa, Mastercard, Amex)

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PayPal

PayPal Payments from 200+ countries

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Visa / Mastercard

Direct card processing

Learn More

Why Add International Payments?

Reach Global Customers

Sell to customers in 200+ countries worldwide

Multiple Currencies

Accept USD, EUR, GBP, and more

Secure Processing

PCI DSS compliant, bank-grade security

Need M-Pesa + international payments together? Let's discuss

More Payment Channels

Every Kenyan business is different. We support all the major channels so no customer is left out.

Airtel

Airtel Money Integration

Don't miss Kenya's millions of Airtel users. We integrate Airtel Money alongside M-Pesa so every customer can pay.

USSD-based transactions Wallet-to-wallet transfers Full transaction reporting
Get Airtel Integration

Payment Links

Generate a link. Send to customer. They pay. No website needed.

Inquire

QR Code Payments

Print & display. Customers scan and pay instantly — no app required.

Inquire

Recurring Payments

Automatically collect rent, subscriptions, and membership fees monthly.

Inquire

Daraja API Integration

What is Daraja API?

Safaricom's official developer API that allows your website or app to directly communicate with M-Pesa systems. This is the secure, official integration method.

What We Handle

  • API Credentials Setup — Get your Consumer Key & Secret from Safaricom
  • Integration Development — Connect your system to Daraja
  • Testing & Sandbox — Full testing before going live
  • Production Deployment — Go live with confidence
  • Ongoing Support — We're here if issues arise

Getting Started

Step 1: Apply for Daraja API

Visit developer.safaricom.co.ke

Step 2: Get Your Keys

Receive Consumer Key, Consumer Secret & Passkey

Step 3: Contact Us

Share credentials. We integrate with your system.

Your API credentials are kept secure and encrypted.

M-Pesa Integration FAQ

Do I need a Safaricom business account?

Yes, you need either: (1) A Paybill business account with Safaricom, or (2) Apply for Daraja API access at developer.safaricom.co.ke. We guide you through both processes.

How long does integration take?

Typical timeline: 3–5 business days from when you provide API credentials. This includes development, testing in sandbox, and production deployment.

What happens if a payment fails?

Our system automatically handles retries and sends you notifications. Customers receive failed payment alerts from M-Pesa and can retry. You're notified immediately in your dashboard.

Is my customer data secure?

Yes. All transactions use Safaricom's encrypted Daraja API. Your customer data is never stored in plain text. We comply with PCI DSS security standards.

Can I use STK Push on my website?

Yes! STK Push works on websites accessed from mobile phones. When on desktop, we can show a Paybill number or alternative payment method instead.

What are Safaricom transaction fees?

Safaricom charges 1–2% per transaction depending on volume. You negotiate these rates directly with Safaricom. Our integration fees are separate and one-time.

Can I refund customers?

Yes. We provide a refund management system where you can initiate B2C payments to refund customers directly to their M-Pesa account.

Ready to Accept M-Pesa Payments?

Start accepting instant payments from your customers today. Faster, simpler, and more secure.

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